Event Insurance
Required for all events booked at Sunset Oaks Venue. Once the policy is purchased, no additional action is needed.
How it works:
You will receive reminders from Nuptial Risk with the link to purchase the approved policy from Event Helper.
Choose your wedding date and any additional rehearsal or setup days
Estimate your guest count (roughly 80% of invited guests)
Use YOUR current LEGAL name (as listed on the rental agreement- usually the Bride)
Sunset Oaks automatically receives a copy when you purchase via this link.
This policy meets all the requirements:
Waiver of subrogation
$1M coverage
Sunset Oaks, Inc listed as additionally insured
🚨 NOTE: Event insurance does not cover vendors, only commercial liability purchased themselves will cover any damages or injuries they cause or experience.
🚨 Caterers and DJ should provide a COI for their commercial liability insurance to info@sunsetoaksvenue.com at least 30 days prior to your event. If they do not have it, they may find an insurance company or purchase a day-of policy here- https://www.insurancecanopy.com/sunset-oaks-venue or https://thimble.com
Carrying commercial liability is a basic criteria for any professional vendor- it is industry standard for good reason. If they do not carry insurance and refuse to do so, we kindly recommend hiring someone else instead.
FAQ’s
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The policy requirements are:
Waiver of subrogation
$1M coverage
Host liquor liability
Sunset Oaks, Inc and Top Shelf Events, LLC listed as additionally insured
If you find a less expensive policy, you are welcome to use it and email a copy to info@sunsetoaksvenue.com for our review.
We have found the Event Helper policy through Nuptial Risk is the least expensive, and about half the cost of doing it through your personal/rental/home insurance broker.
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As long as you purchase the Event Helper policy through Nuptial Risk, the deductible is $500.
Therefore, if damage occurs (whether it’s your fault or a guest’s fault), Sunset Oaks can file the claim, and you are only liable for the deductible.
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As long as you purchase the Event Helper policy through Nuptial Risk, Sunset Oaks automatically receives a copy. No action required.
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This may seem confusing, but simply put, event insurance does NOT cover any vendors or service providers.
Vendors must supply their own commercial general liability insurance.
DJ’s, Caterering services must send a COI to info@sunsetoaksvenue.com at least 30 days prior to the event with Sunset Oaks, Inc listed as additionally insured. Visit https://www.insurancecanopy.com/sunset-oaks-venue or Thimble.com to obtain a short term commercial liability policy for vendors.